Home Condo and Tenant Insurance

Whether you live in a Home a Condominium an Apartment or on a Boat you will always need Insurance!

In order to make sense of your home insurance needs review our checklists below. This will provide you with a better understanding of the coverage’s you require prior to asking for a comprehensive quote.

How much do you own? Understanding the amount of coverage you will require for your personal belongings is the first step in arriving at an accurate coverage amount. This amount should include EVERYTHING you own from the socks in your drawer to the Big Screen TV in the family room. AllWest Insurance can provide you with an Inventory Booklet that will guide you through this process. The inventory booklet acts as an excellent personal record for you to keep so in the event of a total loss you know exactly what belongings were destroyed.

What do you know about your house? In order to arrive at an accurate amount of coverage to cover your dwelling we will need to know the following.

• The age of the Home
• The square footage
• The type of roof on the home & the age
• The age and type of wiring and electrical
• The age and type of plumbing
• The age and type of heating
• Any special features or special materials used in your home.
• Any built in features of the home
• Any home business exposures
• Any out buildings on the property

Do you qualify for any discounts? Each insurance company has their own specific discounts. We will want to choose the Insurance Company that offers you the best coverage at the best premium, which means we will want to know if you qualify for the following.

• Age Discounts
• New Home Discounts
• Claims free
• Loyalty Discounts
• Mortgage free
• Monitored Alarm System Discount

Do you have any personal belongings that should be insured Separately? Insurance policies exclude specific items from their standard contents coverage. We will want to know if you have a need to “schedule” some items separately. See sample below.

• Jewelry
• Sports equipment
• Bicycles
• Cameras
• Musical Instruments
• Mobile Computers
• Cell phones
• Hearing aids

Do you know what type of package you need? AllWest Insurance has a team of experienced personal lines agents available to guide you through the process of insuring your most valuable investments. We provide Insurance packages for

• Standard Home Owners Packages
• Specialty Home Owners – Homes over $500,000
• Condominium Owners
• Seasonal residential packages
• Tenant packages
• Small home Based business packages available.

Home Inventory Form Download Here

We are proud suppliers of products from Chubb Insurance Contact one of our Home Insurance Specialists today using our Quick Contact Form.

Call one of our office locations.